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Sydney_Iron 1:33 Sat Oct 27
Early retirement, anyone done it?

Thinking about this now, mortgage paid, enough savings and money in superannuation (Aussie pension scheme) that I can access next year to retire early, but not sure what the fuck I would do with myself after a lifetime working, some days I think I will do it, other days I won’t.

Bloke at work is in his late 60,s has retired twice, the first time in his 50,s like me, doesn’t need the money but reckons the first 6 months were great but after that you get bored, especially if your still very active and fit, he tried again a couple of years ago, same thing, its making me think twice?

gank 1:49 Sat Oct 27
Re: Early retirement, anyone done it?

Ask on a retirement forum, what the fuck does this have to do with West Ham?

Capitol Man 2:01 Sat Oct 27
Re: Early retirement, anyone done it

My old man did it at 55, then did the same as your mate and went back to work because he got bored. Issue was that most of his mates were still working.

He bought a boat, fixed it up, learned how to do the sailing - then never had anyone to go with - so the novelty wore off.

To me it depends if you have other interests like golf, fishing or toy trains or whatever that you can focus on.

Darlo Debs 2:04 Sat Oct 27
Re: Early retirement, anyone done it

Could retire then do a bit of voluntary work if you get bored.

gph 2:08 Sat Oct 27
Re: Early retirement, anyone done it

gank: Andy Carroll is avoiding early retirement

lowermarshhammer 2:09 Sat Oct 27
Re: Early retirement, anyone done it?

I took early semi retirement at the age of 17

I decided to go really hard at enjoying this retirement and I had a whale of a time for 15 years or so until I decided it was about time to actually do some proper work about 2 maybe absolute maximum 3 decades.

Looking forward to my next retirement which will be taken as early as possible.

Feel genuinely sorry for blokes who are frightened.by the prospect of not going to work because it's all they have ever known. If you are financially able not to work I cannot get my head round why you would want to.

If I could I'd pack it in tomorrow I can say without hesitation that I would never be bored or run out of things to occupy my time

Work is a fucking chore for me, it's the only time in the day when I get to be bored out of my nut.

lowermarshhammer 2:11 Sat Oct 27
Re: Early retirement, anyone done it?

Well said Darlo,

I will definitely be doing a day or two a week do some volunteering. Probably outside and involving wildlife conservation for me.

Darlo Debs 2:14 Sat Oct 27
Re: Early retirement, anyone done it?

Will probably do.mine with people with dementia assuming i dont end up.with it myself

joyo 2:19 Sat Oct 27
Re: Early retirement, anyone done it?

Agree with Darlo,and also have plenty of hobbies,Bit sad if you retire early then go back to work.I'm having a 6 month break at the moment travelling (that's not semi retirement)

Alfs 2:21 Sat Oct 27
Re: Early retirement, anyone done it?

I seriously doubt I'll ever retire. I'd be bored to tears.

joyo 2:24 Sat Oct 27
Re: Early retirement, anyone done it?

Yeah great idea work yourself to death

arsegrapes 2:36 Sat Oct 27
Re: Early retirement, anyone done it?

Mate was made a director of a city money broking firm, started in the 80's trading pound v yen, they paid him off 20 years later when he was 45, his net worth was approx £10m circa 2002, which was a fair few bob back then. Had all the toys, Ferrari, sunseeker, villa algarve, helicopter, Manor House, property portfolio. Used to play golf with him and his brother when kids, he plays all the top courses members at a few. Don't see much of him now as I can't afford the places he frequents, mainly eats in £100+ per head game restaurants. Retired and went back to work within 2 years on much less money, missed the comradeship with his work colleagues and got fed up trying to get mates out for a game of golf as they would reply "some of us have to work for a living" and said he got bored as there is only so much golf you can play anyway.

Mike Oxsaw 3:56 Sat Oct 27
Re: Early retirement, anyone done it?

Saw my old man retire at 65 and drop stone dead before he got near to 68*. Decided that wasn't for me, so retired at 45.

Got so bored that I jumped at the chance when an old mate asked me to help him out about 6 month into my "happy new life" and spent another 10 years working. Retired again and the same thing happened.

You probably need a set of work colleagues to be retired alongside you in order to maintain a bit of personal social integrity, without going too "Last of the Summer Wine".



















* - Reader's voice: - "We fucking wish YOU would."

Sydney_Iron 4:55 Sat Oct 27
Re: Early retirement, anyone done it?

Its one of those funny things in life that when you cant afford to retire early it’s a dream you would love to come true BUT if you reach a point were you can retire when still relatively young, your not sure if you want too?

Agree with arsgrapes mate who went back to work on less money as he missed the camaraderie, can relate to that myself, maybe the time is right, when those around you and friends are also retiring, being 10/15 years ahead is a long wait, sure you can take up loads of hobbies etc but to a certain degree your on your own.

Mind you being able to retire is a freedom in itself I have found, don’t have to worry about losing the job, if the managers/owners are pricks you can ultimately tell them to shove it, I actually took a lower role, less stress, not too worried about earning less or climbing the ranks as it were and those above me know I can do there job and im no threat so listen if a tell them something and even ask my advise on occasion, which in itself is quite gratifying that your respected and appreciated.

joe royal 5:18 Sat Oct 27
Re: Early retirement, anyone done it?

My dad took early retirement and found he had less free time than when was working.

Learnt italian and Greek
Art school
Badminton
Would drive to France to buy cheese and Italy for wine.

There are other ways to keep occupied rather than working.

Westham67 6:05 Sat Oct 27
Re: Early retirement, anyone done it?

If you have worked all your life mate its difficult to stop and fill your time which can result in going on the piss frequently.

That whats fucks up so many ex-pat retirees in Thailand the ones I knew in 2005 who lived in Pattaya were gone when I went back in 2008. They woke up in the morning and a can of beer in their hand by 10am.

A few had died some had been in bad heath with no insurance and had go home skint. One bloke was living like a hermit and sending someone to the 7/11 for beer his house was in wife's name and he wouldn't leave the house as his wife new boyfriend was a policeman and he was worried he was going to get topped

lab 6:36 Sat Oct 27
Re: Early retirement, anyone done it?

I retired last year,57,I love it. Do a bit of shooting withnmy working Labrador, I go on long walks in the country which I love, take time over a decent newspaper,do a small amount of cooking ,read a book for an hour a day , couple of beers mid afternoon which sometimes results in chatting to people. Bit of gardening. I'm loving it ,work is the last thing on my mind. Be lost without my dog though.

Sven Roeder 7:23 Sat Oct 27
Re: Early retirement, anyone done it?

You have to have a reason to get up in the morning and people that you like to hang out with.
A couple of people at my work have cut down to 2 or 3 days a week which works if you like your job ( or can carve out another one there) and the people you work with.
I can see myself doing that at some point

BubblesCyprus 8:24 Sat Oct 27
Re: Early retirement, anyone done it?

My own biggest shock was realosong how much of my social life was work related.

That apart never regretted it.

Banjo 9:27 Sat Oct 27
Re: Early retirement, anyone done it?

I did it at age 32. It was OK at first, doing a bit of travel, laying about generally but I soon got well bored. I missed the whole social interaction, the prestige that I felt at work, having no purpose and the feeling of accomplishment. I became both depressed and anxious and around this time began to connect early retirement with my low mood.
I began exploring the concept of volunteering and that helped me out of the hole. I now volunteer for 3 different charities and this is very satisfying and keeps me engaged 3 days a week. I now enjoy the time I have but....if it were possible, I would not have retired as early, maybe 60 is a good age.

Banjo 9:32 Sat Oct 27
Re: Early retirement, anyone done it?

That should read 52. Silly old bastard am I.

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